Add a solicitor to your RHA membership

Employment disputes, vehicle-related prosecutions and Public Inquiries are all too common for hauliers and going to court can be worrying, expensive and potentially disastrous. LawPlan is sold exclusively to RHA members with no limit on the number of claims made in any one insurance period and is tailored to hauliers needs.

Legal protection

Having RHA LawPlan means specialist transport and employment solicitors can be there to represent from day one of a valid claim you in connection with a variety of legal issues.

Lawphone advice

Having LawPlan means that legal advice regarding any business related matter is available from the Lawphone legal advice helpline 24 hours a day, 365 days a year.

"Most Widely Used RHA Business Service" (Source: RHA 2006)

Buying LawPlan could save you valuable time and money:

• In 2006, members made over 2,700 business related calls to the 24 hour, 365 days a year Lawphone legal help line, a key feature of LawPlan
• Between 2001 and 2005, members holding LawPlan policies made around 2,600 claims
• The average cost of those claims was over £1,150
• LawPlan has paid as much as £50,000 towards defending a member's legal rights at a public inquiry relating to the company’s operator’s licence

No wonder so many members already have LawPlan as part of their membership.

Can you afford to be without LawPlan?

Legal costs in connection with employment disputes, prosecutions or Public Inquiries can be very significant indeed. LawPlan gives members the opportunity of a low cost alternative to having to pay continually rising legal costs. Can you afford to be without LawPlan?

Summary of cover

LawPlan covers legal costs up to £50,000 per event (unless stated otherwise below) for the following:

Employment disputes such as

• Defence of a wages dispute
• Unfair, wrongful or constructive dismissal
• Sexual, disability, racial, religious or age discrimination
• Allegations of victimisation

Prosecutions including:

• Overloading
• Insecure Loads
• Maintenance defects such aa s faulty brakes or lights and worn tyres
• 'O' licence offences
• Vehicle excise duty irregularities
• Lack of goods vehicle test certificate
• Vehicle in dangerous condition
• Excessive vehicle length or width
• Cruelty to animals in transit
• Tachograph and speed limiter irregularities (£5,000 per event)

As prosecution cover extends to every EU country, Andorra, Gibraltar, Liechtenstein, Monaco, Norway, San Marino, Switzerland and Turkey, cover does not stop after you leave the UK.

Penalty appeals:

• Company-only London Lorry Ban fixed penalty appeals
• Immigration & Asylum Act civil penalty appeals

‘O’ Licence Public Inquiries

• For disciplinary matters or complaints, other than those resulting from a commercial decision you make

LGV Driving Licence Hearings

• About the repeal of your licence for medical reasons

Main exclusions:

• Prosecutions relating to death, bodily injury, property damage, pollution and driving offences, such as speeding.
• Compensation awards, fines or penalties.
• Employment disputes relating to a casual, self-employed or agency worker and disputes relating to damages for personal injuries or damage to property.
• Public Inquiry costs incurred where you have not done what was set out in a decision letter from a previous inquiry.
• Public Inquiries and employment disputes which happen within three months of the start of your policy.
• Any appeals under the employment, London lorry ban, immigration & asylum, operator’s licence or LGV licence sections.
• Claims arising from the deliberate, conscious, intentional or careless disregard by you of the need to take all reasonable steps to avoid, prevent and limit any such claims.

Important

• The above is a summary of the cover provided by LawPlan. When you pay for LawPlan you will get a policy wording and a certificate of insurance.
• It is a condition of LawPlan that you pay the premium for all the goods-carrying commercial vehicles you operate at the start of each period of insurance.
• Costs incurred before the insurer has accepted a claim, costs the insurers have not agreed to or costs covered by another insurance policy are not covered.

Easy to arrange

Arranging LawPlan is easy and should only take a few minutes and could save you valuable time and money. To arrange cover contact your local RHA regional office.

Allianz customer service

Our aim is to get it right, first time, every time. If we make a mistake, we will try to put it right promptly. We will always confirm to you the receipt of your complaint within five working days and do our best to resolve the problem within four weeks. If we cannot, we will let you know when an answer can be expected.

If we have not sorted out the situation within eight weeks we will provide information about the Financial Ombudsman Service. Please contact the Customer Satisfaction Manager at our address. Our address is:

Allianz Legal Protection
Redwood House
Brotherswood Court
Great Park Road
Bradley Stoke
Bristol
BS32 4QW
United Kingdom.

Phone: 0870 243 4340

LawPlan is subject to the laws of England and Wales. We will communicate with you in English.

RHA offices

LawPlan is underwritten by Allianz Insurance plc. Registered in England number 84638. Registered office: 57 Ladymead, Guildford, Surrey, GU1 1DB, United Kingdom. Allianz Insurance plc is authorised and regulated by the Financial Services Authority, registration number 121849 and this can be checked by visiting the FSA website at www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234. Allianz Insurance plc is a member of the Financial Ombudsman Service and the Association of British Insurers.

The Road Haulage Association Ltd is authorised and regulated by the Financial Services Authority (FSA). Our FSA number is 471168 and this can be checked by visiting the FSA website at www.fsa.gov.uk/register or by contacting them on 0845 606 1234. Our service in connection with RHA LawPlan includes selling the product, collecting premiums, issuing policies and handling claims.

To find out more about LawPlan or to get a copy of the policy wording call your RHA regional office today.